Good morning,

We will be renting from Budget at Sapphire Beach for 12 days. I have talked to my insurance agent and he said I am covered down there on my policy exept for LDW, so I called American Express and they have a package for that that I will be buying for 24.95 for for damage and theft. My insurance agent said I can decline the 24.95 a day charge from the rental company for LDW thru Budget. Does this sound correct to all the renters out there, just want to make sure I am covered for eveything I need , there will be two of us driving and dont want any hidden things popping up or surprises later, would like any information or tips you might have. Thank you

Shelli

Ziggy:

Yes, I have the AMEX coverage and use it too. The $24.95 will cover you for (I believe) up to 42 days. It is for CDW and is primary coverage.

I get a "mini-lease" from Hertz (3-4 months) and use the AMEX coverage plus my own auto insurance policy for liability, since the Hertz policy only covers you for $10,000. The Hertz mini-lease resets every month (so they can get paid), therefore I get charged the AMEX fee each month.

It sure beats the $24.95/day from the rental car agencies........

F.I.

We're going to STT in a few weeks and had similar questions...First what is LDW and CDW? Secondly, will Budget allow you to bring their cars to SJ as well?
Thanks

Loss Damage Waiver/Collision Damage Waiver.

Yes, Budget allows their vehicles to be taken to STJ. The only agency which doesn't is Hertz.

Enjoy a great vacation!

Macspop:

If you plan to use the AMEX CDW insurance you must first sign up for it through American Express. Since I've had this coverage for years I don't recall how long it takes. Then when you rent the car, using your AMEX card, you will automatically be charged for the coverage each time you rent.

Also, I always check with my personal auto insurance company to assure that they will cover me for liability wherever I travel (and rent a car), since rental car companies only provide $10,000 coverage (Hertz), within their rates. In the event of a serious accident $10,000 won't cover very much.

F.I.